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1. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions. <br><br> Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn't translated into large scale business, with many accounts lying <strong>dormant</strong> and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often <strong>delayed</strong> after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don't have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank's goal of expanding the offering in unbanked markets. <br><br> Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have <strong>multitude</strong> of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. <br><br> Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right- sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, <strong>ubiquitous</strong> access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

Which of the following fact is ''true'' as per the passage?

2. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions. <br><br> Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn't translated into large scale business, with many accounts lying <strong>dormant</strong> and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often <strong>delayed</strong> after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don't have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank's goal of expanding the offering in unbanked markets. <br><br> Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have <strong>multitude</strong> of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. <br><br> Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right- sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, <strong>ubiquitous</strong> access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

According to the passage, for which of the following reason do the delivery partners fail to serve their bank's goal to expand in the unbanked markets? A. They do not have adequate client to sell their financial products<br> B. They do not have adequate knowledge and skills to explain beyond basic financial products to the customers. <br> C. They do not have the skills to operate advanced technological aids that are a prerequisite to tap the unbanked market.

3. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions. <br><br> Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn't translated into large scale business, with many accounts lying <strong>dormant</strong> and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often <strong>delayed</strong> after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don't have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank's goal of expanding the offering in unbanked markets. <br><br> Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have <strong>multitude</strong> of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. <br><br> Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right- sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, <strong>ubiquitous</strong> access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

According to the passage, for which of the following reason is the viability of financial inclusion under question?

4. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions. <br><br> Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn't translated into large scale business, with many accounts lying <strong>dormant</strong> and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often <strong>delayed</strong> after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don't have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank's goal of expanding the offering in unbanked markets. <br><br> Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have <strong>multitude</strong> of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. <br><br> Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right- sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, <strong>ubiquitous</strong> access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

In the passage, the author has specified which of the following characteristics of the customer on-boarding process?

5. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions. <br><br> Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn't translated into large scale business, with many accounts lying <strong>dormant</strong> and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often <strong>delayed</strong> after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don't have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank's goal of expanding the offering in unbanked markets. <br><br> Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have <strong>multitude</strong> of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. <br><br> Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right- sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, <strong>ubiquitous</strong> access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

What did the author try to highlight in the passage? <br><br> A. The ailing condition of financial inclusion business at present<br><br> B. Strategies that may help bank to expand in the unbanked market<br><br> C. Role of government in modifying the existing financial inclusion policies

6. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions. <br><br> Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn't translated into large scale business, with many accounts lying <strong>dormant</strong> and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often <strong>delayed</strong> after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don't have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank's goal of expanding the offering in unbanked markets. <br><br> Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have <strong>multitude</strong> of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. <br><br> Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right- sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, <strong>ubiquitous</strong> access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

According to the passage, which of the following ways may help banks to sustain the interest of their customers after hooking them? <br> A. Adoption of a banking mechanism which is not only secure but reassuring to the customers<br> B. Increasing the number of delivery partners in rural market<br> C. Introduction of a simple and intuitive user application

7. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions. <br><br> Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn't translated into large scale business, with many accounts lying <strong>dormant</strong> and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often <strong>delayed</strong> after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don't have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank's goal of expanding the offering in unbanked markets. <br><br> Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have <strong>multitude</strong> of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. <br><br> Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right- sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, <strong>ubiquitous</strong> access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

Choose the word which is ''most similar'' in meaning to the word printed in bold as used in the passage. <br>Multitude

8. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions. <br><br> Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn't translated into large scale business, with many accounts lying <strong>dormant</strong> and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often <strong>delayed</strong> after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don't have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank's goal of expanding the offering in unbanked markets. <br><br> Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have <strong>multitude</strong> of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. <br><br> Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right- sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, <strong>ubiquitous</strong> access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

Choose the word which is ''most similar'' in meaning to the word printed in bold as used in the passage. <br>Ubiquitous

9. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions. <br><br> Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn't translated into large scale business, with many accounts lying <strong>dormant</strong> and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often <strong>delayed</strong> after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don't have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank's goal of expanding the offering in unbanked markets. <br><br> Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have <strong>multitude</strong> of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. <br><br> Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right- sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, <strong>ubiquitous</strong> access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

Choose the word which is most opposite in the meaning of the word printed in bold as used in the passage:<br> Dormant

10. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions. <br><br> Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn't translated into large scale business, with many accounts lying <strong>dormant</strong> and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often <strong>delayed</strong> after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don't have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank's goal of expanding the offering in unbanked markets. <br><br> Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have <strong>multitude</strong> of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. <br><br> Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right- sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, <strong>ubiquitous</strong> access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.

Choose the word which is most opposite in the meaning of the word printed in bold as used in the passage:<br> Delayed

11. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in ''bold'' to help you locate them while answering some of the questions.<br><br> The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9 a.m. - 5 p.m. model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much <strong>heralded</strong> benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practise poses new challenges that may <strong>outweigh</strong> the benefits. A worldwide commissioned by Fortinet choose to look at attitudes towards BYOD and security from the user's point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow's influences and decision markers. The survey findings reveals that for financial organizations, the decision to <strong>embrace</strong> BYOB is extremely dangerous. <br><br> Larger organizations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well developed strategies to protect confidential data. <br><br> Crucially, within younger employee groups, 55% of the people share an expectation that they should be allowed to use their own devices in the workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of <strong>subversion</strong> cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% of people polled acknowledged time wasting as the greatest threat to the organization, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surroundings BYOB and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organization but are adamant that those risks are worth talking.

According to the passage, for which of the following reasons did Fortinet conduct the survey on a group of graduate employees in their early twenties? <br><br> A: As this group represents the future decision makers<br> B: As this group represents the first generation who entered the workforce with a better understanding of sophisticated gadgets<br> C: As this group represents the first generation to enter the workplace expecting that they can use their own devices for work purpose

12. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in ''bold'' to help you locate them while answering some of the questions.<br><br> The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9 a.m. - 5 p.m. model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much <strong>heralded</strong> benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practise poses new challenges that may <strong>outweigh</strong> the benefits. A worldwide commissioned by Fortinet choose to look at attitudes towards BYOD and security from the user's point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow's influences and decision markers. The survey findings reveals that for financial organizations, the decision to <strong>embrace</strong> BYOB is extremely dangerous. <br><br> Larger organizations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well developed strategies to protect confidential data. <br><br> Crucially, within younger employee groups, 55% of the people share an expectation that they should be allowed to use their own devices in the workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of <strong>subversion</strong> cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% of people polled acknowledged time wasting as the greatest threat to the organization, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surroundings BYOB and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organization but are adamant that those risks are worth talking.

Which of the following is ''not true'' about BYOD?

13. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in ''bold'' to help you locate them while answering some of the questions.<br><br> The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9 a.m. - 5 p.m. model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much <strong>heralded</strong> benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practise poses new challenges that may <strong>outweigh</strong> the benefits. A worldwide commissioned by Fortinet choose to look at attitudes towards BYOD and security from the user's point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow's influences and decision markers. The survey findings reveals that for financial organizations, the decision to <strong>embrace</strong> BYOB is extremely dangerous. <br><br> Larger organizations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well developed strategies to protect confidential data. <br><br> Crucially, within younger employee groups, 55% of the people share an expectation that they should be allowed to use their own devices in the workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of <strong>subversion</strong> cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% of people polled acknowledged time wasting as the greatest threat to the organization, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surroundings BYOB and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organization but are adamant that those risks are worth talking.

According to the passage, why would the decision to embrace BYOD prove dangerous to smaller financial businesses?

14. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in ''bold'' to help you locate them while answering some of the questions.<br><br> The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9 a.m. - 5 p.m. model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much <strong>heralded</strong> benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practise poses new challenges that may <strong>outweigh</strong> the benefits. A worldwide commissioned by Fortinet choose to look at attitudes towards BYOD and security from the user's point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow's influences and decision markers. The survey findings reveals that for financial organizations, the decision to <strong>embrace</strong> BYOB is extremely dangerous. <br><br> Larger organizations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well developed strategies to protect confidential data. <br><br> Crucially, within younger employee groups, 55% of the people share an expectation that they should be allowed to use their own devices in the workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of <strong>subversion</strong> cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% of people polled acknowledged time wasting as the greatest threat to the organization, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surroundings BYOB and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organization but are adamant that those risks are worth talking.

According to the passage, the expectation of younger employees that they should be allowed to use their own devices in the workplace, entails which of the following risks? <br><br> A. Younger employees may deliberately transfer confidential data of their companies to rivals if they are not allowed to use their own devices for work purpose<br><br> B. Younger employees may strongly feel like leaving the company if it prevents usage of own device and join some other company that does not have such stringent policies. <br><br> C. Younger employees may consider flouting company policy prohibiting usage of their own devices in the workplace or for work purpose

15. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in ''bold'' to help you locate them while answering some of the questions.<br><br> The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9 a.m. - 5 p.m. model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much <strong>heralded</strong> benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practise poses new challenges that may <strong>outweigh</strong> the benefits. A worldwide commissioned by Fortinet choose to look at attitudes towards BYOD and security from the user's point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow's influences and decision markers. The survey findings reveals that for financial organizations, the decision to <strong>embrace</strong> BYOB is extremely dangerous. <br><br> Larger organizations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well developed strategies to protect confidential data. <br><br> Crucially, within younger employee groups, 55% of the people share an expectation that they should be allowed to use their own devices in the workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of <strong>subversion</strong> cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% of people polled acknowledged time wasting as the greatest threat to the organization, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surroundings BYOB and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organization but are adamant that those risks are worth talking.

According to the findings of the survey conducted by Fortinet, why do majority of employees prefer using their own devices for work purpose?

16. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in ''bold'' to help you locate them while answering some of the questions.<br><br> The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9 a.m. - 5 p.m. model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much <strong>heralded</strong> benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practise poses new challenges that may <strong>outweigh</strong> the benefits. A worldwide commissioned by Fortinet choose to look at attitudes towards BYOD and security from the user's point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow's influences and decision markers. The survey findings reveals that for financial organizations, the decision to <strong>embrace</strong> BYOB is extremely dangerous. <br><br> Larger organizations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well developed strategies to protect confidential data. <br><br> Crucially, within younger employee groups, 55% of the people share an expectation that they should be allowed to use their own devices in the workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of <strong>subversion</strong> cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% of people polled acknowledged time wasting as the greatest threat to the organization, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surroundings BYOB and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organization but are adamant that those risks are worth talking.

What is/are the author's main objective(s) in writing the passage? <br><br> A. To break the myth that BYOD promotes employee efficiency and organisational productivity<br><br> B. To suggest ways to control subversion across level of corporate chain of command<br><br> C. To throw light upon the fact that employees even after knowing the risks involved, prefer to use their own devices for work purpose mostly for personal benefits

17. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in ''bold'' to help you locate them while answering some of the questions.<br><br> The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9 a.m. - 5 p.m. model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much <strong>heralded</strong> benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practise poses new challenges that may <strong>outweigh</strong> the benefits. A worldwide commissioned by Fortinet choose to look at attitudes towards BYOD and security from the user's point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow's influences and decision markers. The survey findings reveals that for financial organizations, the decision to <strong>embrace</strong> BYOB is extremely dangerous. <br><br> Larger organizations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well developed strategies to protect confidential data. <br><br> Crucially, within younger employee groups, 55% of the people share an expectation that they should be allowed to use their own devices in the workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of <strong>subversion</strong> cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% of people polled acknowledged time wasting as the greatest threat to the organization, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surroundings BYOB and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organization but are adamant that those risks are worth talking.

Choose the word which is most similar in meaning to the word printed in bold as used in the passage:<br> Heralded

18. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in ''bold'' to help you locate them while answering some of the questions.<br><br> The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9 a.m. - 5 p.m. model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much <strong>heralded</strong> benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practise poses new challenges that may <strong>outweigh</strong> the benefits. A worldwide commissioned by Fortinet choose to look at attitudes towards BYOD and security from the user's point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow's influences and decision markers. The survey findings reveals that for financial organizations, the decision to <strong>embrace</strong> BYOB is extremely dangerous. <br><br> Larger organizations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well developed strategies to protect confidential data. <br><br> Crucially, within younger employee groups, 55% of the people share an expectation that they should be allowed to use their own devices in the workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of <strong>subversion</strong> cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% of people polled acknowledged time wasting as the greatest threat to the organization, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surroundings BYOB and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organization but are adamant that those risks are worth talking.

Choose the word which is most similar in meaning to the word printed in bold as used in the passage:<br> Outweigh

19. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in ''bold'' to help you locate them while answering some of the questions.<br><br> The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9 a.m. - 5 p.m. model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much <strong>heralded</strong> benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practise poses new challenges that may <strong>outweigh</strong> the benefits. A worldwide commissioned by Fortinet choose to look at attitudes towards BYOD and security from the user's point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow's influences and decision markers. The survey findings reveals that for financial organizations, the decision to <strong>embrace</strong> BYOB is extremely dangerous. <br><br> Larger organizations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well developed strategies to protect confidential data. <br><br> Crucially, within younger employee groups, 55% of the people share an expectation that they should be allowed to use their own devices in the workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of <strong>subversion</strong> cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% of people polled acknowledged time wasting as the greatest threat to the organization, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surroundings BYOB and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organization but are adamant that those risks are worth talking.

Choose the word which is most opposite in the meaning of the word printed in bold as used in the passage:<br> Embrace

20. Question

Read the following passage carefully and answer the questions given below it. Certain words have been printed in ''bold'' to help you locate them while answering some of the questions.<br><br> The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9 a.m. - 5 p.m. model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much <strong>heralded</strong> benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practise poses new challenges that may <strong>outweigh</strong> the benefits. A worldwide commissioned by Fortinet choose to look at attitudes towards BYOD and security from the user's point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow's influences and decision markers. The survey findings reveals that for financial organizations, the decision to <strong>embrace</strong> BYOB is extremely dangerous. <br><br> Larger organizations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well developed strategies to protect confidential data. <br><br> Crucially, within younger employee groups, 55% of the people share an expectation that they should be allowed to use their own devices in the workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of <strong>subversion</strong> cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% of people polled acknowledged time wasting as the greatest threat to the organization, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surroundings BYOB and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organization but are adamant that those risks are worth talking.

Choose the word which is most opposite in the meaning of the word printed in bold as used in the passage:<br> Subversion

21. Question

Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be in one part of the sentence. Mark the number of that part with error as your answer. I f there is 'No error' , mark (E)

(A) There cannot be any situation where/(B) somebody makes money in an asset/(C) located in India and does not pay tax/(D) either to India or to the country of his origin./(E) No error

22. Question

Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be in one part of the sentence. Mark the number of that part with error as your answer. I f there is 'No error' , mark (E)

(A) India has entered a downward spiral/(B) where the organised, productive/(C) and law abide sectors are subject to /(D) savage amounts of multiple taxes./(No error)

23. Question

Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be in one part of the sentence. Mark the number of that part with error as your answer. I f there is 'No error' , mark (E)

(A) The banks may have followed/(B) an aggressive monetary tightening policy/(C) but its stated aim of/(D) curbing inflation have not been achieved./(E) No error

24. Question

Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be in one part of the sentence. Mark the number of that part with error as your answer. I f there is 'No error' , mark (E)

(A)Equal opportunities for advancement/(B) across the length and breadth/(C) of an organisation will/(D) keep many problems away./(E) No error

25. Question

Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be in one part of the sentence. Mark the number of that part with error as your answer. I f there is 'No error' , mark (E)

(A) customised data science degree/(B) is yet to become/(C)a standard programme/(D) to India's premier educational institutes./(E) No error

26. Question

Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as whole.

When you want to digitalise a city "¦"¦. with millions, you don't bet "¦"¦. the odds.

27. Question

Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as whole.

The numbers "¦"¦. by the legitimate online music service providers indicate that a growing number of users are ........to buy music.

28. Question

Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as whole.

If India is "¦"¦. on protecting its resources, international business appears equally"¦"¦.. to safeguard its profit.

29. Question

Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as whole.

Brands "¦"¦"¦ decision-simplicity strategies make full use of available information to"¦"¦"¦..where consumers are on the path of decision making and direct them to the best market offers.

30. Question

Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as whole.

Lack of financing options, "¦"¦"¦. with HR and technological"¦"¦"¦"¦, make small and medium enterprises sector the most vulnerable component of our economy.

31. Question

Rearrange the following six sentences 1, 2, 3, 4, 5 and 6 in the proper sequence to form a meaningful paragraph; then answer the question given below them. <br><br> 1. The group desired to enhance the learning experience in schools with an interactive digital medium that could be used within and outside the classroom. <br><br> 2. Then the teacher can act on the downloaded data rather than collect it from each and every student and thereby save his time and effort. <br><br> 3. Edutor, decided the group of engineers, all alumni of the Indian Institute of Technology , when they founded Edutor Technologies in August 2009. <br><br> 4. They can even take tests and submit them digitally using the same tablets and the teachers in turn can download the tests using the company's cloud services. <br><br> 5. With this desire they created a solution that digitizes schools textbooks and other learning material so that students no longer need to carry as many books to school and back as before, but can access their study material on their touch-screen tablets. <br><br> 6. A mechanic works on motors and an accountant has his computer. Likewise, if a student has to work on a machine or device, what should be it called?

Which of the following sentence should be the ''FIRST'' after rearrangement?

32. Question

Rearrange the following six sentences 1, 2, 3, 4, 5 and 6 in the proper sequence to form a meaningful paragraph; then answer the question given below them. <br><br> 1. The group desired to enhance the learning experience in schools with an interactive digital medium that could be used within and outside the classroom. <br><br> 2. Then the teacher can act on the downloaded data rather than collect it from each and every student and thereby save his time and effort. <br><br> 3. Edutor, decided the group of engineers, all alumni of the Indian Institute of Technology , when they founded Edutor Technologies in August 2009. <br><br> 4. They can even take tests and submit them digitally using the same tablets and the teachers in turn can download the tests using the company's cloud services. <br><br> 5. With this desire they created a solution that digitizes schools textbooks and other learning material so that students no longer need to carry as many books to school and back as before, but can access their study material on their touch-screen tablets. <br><br> 6. A mechanic works on motors and an accountant has his computer. Likewise, if a student has to work on a machine or device, what should be it called?

Which of the following sentence should be the ''THIRD'' after rearrangement?

33. Question

Rearrange the following six sentences 1, 2, 3, 4, 5 and 6 in the proper sequence to form a meaningful paragraph; then answer the question given below them. <br><br> 1. The group desired to enhance the learning experience in schools with an interactive digital medium that could be used within and outside the classroom. <br><br> 2. Then the teacher can act on the downloaded data rather than collect it from each and every student and thereby save his time and effort. <br><br> 3. Edutor, decided the group of engineers, all alumni of the Indian Institute of Technology , when they founded Edutor Technologies in August 2009. <br><br> 4. They can even take tests and submit them digitally using the same tablets and the teachers in turn can download the tests using the company's cloud services. <br><br> 5. With this desire they created a solution that digitizes schools textbooks and other learning material so that students no longer need to carry as many books to school and back as before, but can access their study material on their touch-screen tablets. <br><br> 6. A mechanic works on motors and an accountant has his computer. Likewise, if a student has to work on a machine or device, what should be it called?

Which of the following sentence should be the ''SIXTH'' (LAST) after rearrangement?

34. Question

Rearrange the following six sentences 1, 2, 3, 4, 5 and 6 in the proper sequence to form a meaningful paragraph; then answer the question given below them. <br><br> 1. The group desired to enhance the learning experience in schools with an interactive digital medium that could be used within and outside the classroom. <br><br> 2. Then the teacher can act on the downloaded data rather than collect it from each and every student and thereby save his time and effort. <br><br> 3. Edutor, decided the group of engineers, all alumni of the Indian Institute of Technology , when they founded Edutor Technologies in August 2009. <br><br> 4. They can even take tests and submit them digitally using the same tablets and the teachers in turn can download the tests using the company's cloud services. <br><br> 5. With this desire they created a solution that digitizes schools textbooks and other learning material so that students no longer need to carry as many books to school and back as before, but can access their study material on their touch-screen tablets. <br><br> 6. A mechanic works on motors and an accountant has his computer. Likewise, if a student has to work on a machine or device, what should be it called?

Which of the following sentence should be the ''FOURTH'' after rearrangement?

35. Question

Rearrange the following six sentences 1, 2, 3, 4, 5 and 6 in the proper sequence to form a meaningful paragraph; then answer the question given below them. <br><br> 1. The group desired to enhance the learning experience in schools with an interactive digital medium that could be used within and outside the classroom. <br><br> 2. Then the teacher can act on the downloaded data rather than collect it from each and every student and thereby save his time and effort. <br><br> 3. Edutor, decided the group of engineers, all alumni of the Indian Institute of Technology , when they founded Edutor Technologies in August 2009. <br><br> 4. They can even take tests and submit them digitally using the same tablets and the teachers in turn can download the tests using the company's cloud services. <br><br> 5. With this desire they created a solution that digitizes schools textbooks and other learning material so that students no longer need to carry as many books to school and back as before, but can access their study material on their touch-screen tablets. <br><br> 6. A mechanic works on motors and an accountant has his computer. Likewise, if a student has to work on a machine or device, what should be it called?

Which of the following sentence should be the ''FIFTH'' after rearrangement?

36. Question

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

There is a considerable amount of research about the factors that make a company innovate. So is it possible to create an environment (36) to innovation. This is particularly pertinent (37) for India today .Massive problems in health, education etc.(38) be solved using a conventional approach but (39) creative an innovative solution that can ensure radical change and (40) there are several factors in India's(41) few countries have the rich diversity that India or its large young population(42) while these (43) innovation policy interventions certain additional steps are also required. These include (44) investment in research and development by (45) the government and the private sector east transfer of technology from the academic world etc.,To fulfil the promise of being prosperous and to be at the forefront, India must be innovative.

37. Question

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

There is a considerable amount of research about the factors that make a company innovate. So is it possible to create an environment (36) to innovation. This is particularly pertinent (37) for India today .Massive problems in health, education etc.(38) be solved using a conventional approach but (39) creative an innovative solution that can ensure radical change and (40) there are several factors in India's(41) few countries have the rich diversity that India or its large young population(42) while these (43) innovation policy interventions certain additional steps are also required. These include (44) investment in research and development by (45) the government and the private sector east transfer of technology from the academic world etc.,To fulfil the promise of being prosperous and to be at the forefront, India must be innovative.

38. Question

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

There is a considerable amount of research about the factors that make a company innovate. So is it possible to create an environment (36) to innovation. This is particularly pertinent (37) for India today .Massive problems in health, education etc.(38) be solved using a conventional approach but (39) creative an innovative solution that can ensure radical change and (40) there are several factors in India's(41) few countries have the rich diversity that India or its large young population(42) while these (43) innovation policy interventions certain additional steps are also required. These include (44) investment in research and development by (45) the government and the private sector east transfer of technology from the academic world etc.,To fulfil the promise of being prosperous and to be at the forefront, India must be innovative.

39. Question

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

There is a considerable amount of research about the factors that make a company innovate. So is it possible to create an environment (36) to innovation. This is particularly pertinent (37) for India today .Massive problems in health, education etc.(38) be solved using a conventional approach but (39) creative an innovative solution that can ensure radical change and (40) there are several factors in India's(41) few countries have the rich diversity that India or its large young population(42) while these (43) innovation policy interventions certain additional steps are also required. These include (44) investment in research and development by (45) the government and the private sector east transfer of technology from the academic world etc.,To fulfil the promise of being prosperous and to be at the forefront, India must be innovative.

40. Question

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

There is a considerable amount of research about the factors that make a company innovate. So is it possible to create an environment (36) to innovation. This is particularly pertinent (37) for India today .Massive problems in health, education etc.(38) be solved using a conventional approach but (39) creative an innovative solution that can ensure radical change and (40) there are several factors in India's(41) few countries have the rich diversity that India or its large young population(42) while these (43) innovation policy interventions certain additional steps are also required. These include (44) investment in research and development by (45) the government and the private sector east transfer of technology from the academic world etc.,To fulfil the promise of being prosperous and to be at the forefront, India must be innovative.

41. Question

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

There is a considerable amount of research about the factors that make a company innovate. So is it possible to create an environment (36) to innovation. This is particularly pertinent (37) for India today .Massive problems in health, education etc.(38) be solved using a conventional approach but (39) creative an innovative solution that can ensure radical change and (40) there are several factors in India's(41) few countries have the rich diversity that India or its large young population(42) while these (43) innovation policy interventions certain additional steps are also required. These include (44) investment in research and development by (45) the government and the private sector east transfer of technology from the academic world etc.,To fulfil the promise of being prosperous and to be at the forefront, India must be innovative.

42. Question

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

There is a considerable amount of research about the factors that make a company innovate. So is it possible to create an environment (36) to innovation. This is particularly pertinent (37) for India today .Massive problems in health, education etc.(38) be solved using a conventional approach but (39) creative an innovative solution that can ensure radical change and (40) there are several factors in India's(41) few countries have the rich diversity that India or its large young population(42) while these (43) innovation policy interventions certain additional steps are also required. These include (44) investment in research and development by (45) the government and the private sector east transfer of technology from the academic world etc.,To fulfil the promise of being prosperous and to be at the forefront, India must be innovative.

43. Question

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

There is a considerable amount of research about the factors that make a company innovate. So is it possible to create an environment (36) to innovation. This is particularly pertinent (37) for India today .Massive problems in health, education etc.(38) be solved using a conventional approach but (39) creative an innovative solution that can ensure radical change and (40) there are several factors in India's(41) few countries have the rich diversity that India or its large young population(42) while these (43) innovation policy interventions certain additional steps are also required. These include (44) investment in research and development by (45) the government and the private sector east transfer of technology from the academic world etc.,To fulfil the promise of being prosperous and to be at the forefront, India must be innovative.

44. Question

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

There is a considerable amount of research about the factors that make a company innovate. So is it possible to create an environment (36) to innovation. This is particularly pertinent (37) for India today .Massive problems in health, education etc.(38) be solved using a conventional approach but (39) creative an innovative solution that can ensure radical change and (40) there are several factors in India's(41) few countries have the rich diversity that India or its large young population(42) while these (43) innovation policy interventions certain additional steps are also required. These include (44) investment in research and development by (45) the government and the private sector east transfer of technology from the academic world etc.,To fulfil the promise of being prosperous and to be at the forefront, India must be innovative.

45. Question

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

There is a considerable amount of research about the factors that make a company innovate. So is it possible to create an environment (36) to innovation. This is particularly pertinent (37) for India today .Massive problems in health, education etc.(38) be solved using a conventional approach but (39) creative an innovative solution that can ensure radical change and (40) there are several factors in India's(41) few countries have the rich diversity that India or its large young population(42) while these (43) innovation policy interventions certain additional steps are also required. These include (44) investment in research and development by (45) the government and the private sector east transfer of technology from the academic world etc.,To fulfil the promise of being prosperous and to be at the forefront, India must be innovative.

46. Question

In each of the following questions four words are given of which two words are ''most nearly the same or opposite'' in meaning. Find the two words which are most nearly the same or opposite in meaning and indicate the number of the correct letter combination, by darkening the appropriate oval in your answer sheet.

1. consent 2. nascent <br> 3. emerging 4. insecure

47. Question

In each of the following questions four words are given of which two words are ''most nearly the same or opposite'' in meaning. Find the two words which are most nearly the same or opposite in meaning and indicate the number of the correct letter combination, by darkening the appropriate oval in your answer sheet.

1. Eleted 2. Eccentric <br> 3. explicit 4. abnormal

48. Question

In each of the following questions four words are given of which two words are ''most nearly the same or opposite'' in meaning. Find the two words which are most nearly the same or opposite in meaning and indicate the number of the correct letter combination, by darkening the appropriate oval in your answer sheet.

1. abundance 2. Incomparable <br> 3. projection 4. plethora

49. Question

In each of the following questions four words are given of which two words are ''most nearly the same or opposite'' in meaning. Find the two words which are most nearly the same or opposite in meaning and indicate the number of the correct letter combination, by darkening the appropriate oval in your answer sheet.

1. purposefully 2. Inaccurately <br> 3. inadvertently 4. unchangeably

50. Question

In each of the following questions four words are given of which two words are ''most nearly the same or opposite'' in meaning. Find the two words which are most nearly the same or opposite in meaning and indicate the number of the correct letter combination, by darkening the appropriate oval in your answer sheet.

1. Germane 2. Generate <br> 3. Reliable 4. Irrelevant

Answer the questions to see your score.
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