This is the Vocab24 daily quiz of 26 November 2025, the same 30 questions the app served that day, on the day's vocabulary and editorial. One mark for a right answer, minus 0.25 for a wrong one; the explanation opens as soon as you tap.
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Metamorphosis
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Periphery
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Plaintive
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Abhorrent
Out of the given alternatives select the word opposite in meaning to the given word.
Impeach
Out of the given alternatives select the word opposite in meaning to the given word.
Inclement
Out of the given alternatives select the word opposite in meaning to the given word.
Analogous
Out of the given alternatives select the word opposite in meaning to the given word.
Catastrophe
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
A complete change of form, structure, or nature; a profound transformation.
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
Sounding sad and mournful; expressing sorrow or melancholy.
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
(Of weather) unpleasantly cold, stormy, or harsh; severe and rough.
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
A sudden event causing great damage, suffering, or destruction; a disaster.
A statement with one blank is given below. Choose the set of words from the given options which can be used to fill the given blank.
Her father ____ yesterday.
Explanation: We use –ed with simple past tense sentences. 'died' is the correct answer.
A statement with one blank is given below. Choose the set of words from the given options which can be used to fill the given blank.
____ you work very hard, you cannot pass?
Explanation: We use the conjunction unless to mean 'except if'. The clause which follows unless is a subordinate clause (sc): it needs a main clause (mc) to make a complete sentence. When unless comes before the main clause, we use a comma.
A statement with one blank is given below. Choose the set of words from the given options which can be used to fill the given blank.
The Principal praised ____ for our good performance.
Explanation: As the sentence contains 'our' the only right word to use is 'us'. No other word is suitable.
Out of given alternatives select the option which best expresses the meaning of given idiom/ phrase.
To pull one's socks up
Explanation: To pull one's socks up: make an effort to improve one's work, performance, or behaviour.
Out of given alternatives select the option which best expresses the meaning of given idiom/ phrase.
To plough the sands
Explanation: To plough the sands: To do something that seems futile.
Out of given alternatives select the option which best expresses the meaning of given idiom/ phrase.
To drink like a fish
Explanation: To drink like a fish: Consume large amounts of alcoholic beverages.
Out of given alternatives select the word which is correctly spelt.
Choose the correct spelling.
Out of given alternatives select the word which is correctly spelt.
Choose the correct spelling.
Out of given alternatives select the word which is correctly spelt.
Choose the correct spelling.
Out of given alternatives select the word which is correctly spelt.
Choose the correct spelling.
Which of phrases given below each sentence should replace the phrase printed in bold type to make the grammatically correct? If the sentence is correct as it is, mark 'd' as the answer.
I was appreciative of all his efforts (a)/ especially of him doing that (b)/ one job for me. (c)/ No error (d)
Explanation: especially of his
Which of phrases given below each sentence should replace the phrase printed in bold type to make the grammatically correct? If the sentence is correct as it is, mark 'd' as the answer.
There were among the spectators (a)/ at least one who was unaware (b)/ of the undercurrent of feeling. (b)/ No error (d)
Explanation: There was
Which of phrases given below each sentence should replace the phrase printed in bold type to make the grammatically correct? If the sentence is correct as it is, mark 'd' as the answer.
Can I go to the football game (a)/ on Saturday if all my (b)/ home work is done ? (c)/ No error (d)
Explanation: May I
Direction: Study the following information carefully and answer the question given below. <br><br> If the financial performance of India’s largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period. While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds. Provisions for non-performing assets (NPAs) more than doubled to about Rs 17,760 crore, from about Rs 7,200 crore in the third quarter of 2016-17. On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period. The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom. SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI. Private sector lenders have also been found guilty of pushing troubled assets under the carpet until the RBI called their bluff. <br><br><br><br> According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier. In that case, write-offs recognising losses may be the most honest and practical way to deal with the bad loans problem. So the RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth. The bad loans problem is likely to remain a festering sore and risks undermining the health of the economy until meaningful structural reforms to the banking system are undertaken.
Which of the following is/are true as per the passage? <br><br> I. According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore in 2017. <br><br> II. SBI is the only lender to have had its assets forcibly reclassified by the RBI. <br><br> III. In terms of provisioning, SBI recorded a loss of about Rs 3,255 crore in 2018, versus a profit of about Rs 4,776 crore in the comparable period.
Explanation: Refer to: <br><br> ‘According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier.’ <br><br> Statement I is correct. <br><br> ‘SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI.’ <br><br> Statement II is incorrect. <br><br> ‘On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period.’ <br><br> Statement III is incorrect. <br><br> Hence, option B is correct.
Direction: Study the following information carefully and answer the question given below. <br><br> If the financial performance of India’s largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period. While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds. Provisions for non-performing assets (NPAs) more than doubled to about Rs 17,760 crore, from about Rs 7,200 crore in the third quarter of 2016-17. On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period. The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom. SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI. Private sector lenders have also been found guilty of pushing troubled assets under the carpet until the RBI called their bluff. <br><br><br><br> According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier. In that case, write-offs recognising losses may be the most honest and practical way to deal with the bad loans problem. So the RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth. The bad loans problem is likely to remain a festering sore and risks undermining the health of the economy until meaningful structural reforms to the banking system are undertaken.
As per the passage, what can be some possible steps taken to rectify the situation of bad loans meaningfully? <br><br> I. Banks should honestly recognize stressed loans in their respective portfolios. <br><br> II. Address corporate governance issues plaguing the banking sector. <br><br> III. Earmark more money for bank recapitalization.
Explanation: Refer to: ‘RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth.’ <br><br> As per the highlighted fragments above, <br><br> Statements I and II are correct. <br><br> Statement III would not correct the situation and would only provide temporary relief (as stated in the highlighted fragment) <br><br> Hence, option C is correct.
Direction: Study the following information carefully and answer the question given below. <br><br> If the financial performance of India’s largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period. While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds. Provisions for non-performing assets (NPAs) more than doubled to about Rs 17,760 crore, from about Rs 7,200 crore in the third quarter of 2016-17. On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period. The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom. SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI. Private sector lenders have also been found guilty of pushing troubled assets under the carpet until the RBI called their bluff. <br><br><br><br> According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier. In that case, write-offs recognising losses may be the most honest and practical way to deal with the bad loans problem. So the RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth. The bad loans problem is likely to remain a festering sore and risks undermining the health of the economy until meaningful structural reforms to the banking system are undertaken.
What was the most important reason for such a huge increase in provisioning by SBI for the last quarter?
Explanation: Refer to: ‘The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom.’ <br><br> As per the highlighted fragment above, option A correctly states the reason for the sudden increase in provisioning by SBI. <br><br> Hence, option A is correct.
Direction: Study the following information carefully and answer the question given below. <br><br> If the financial performance of India’s largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period. While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds. Provisions for non-performing assets (NPAs) more than doubled to about Rs 17,760 crore, from about Rs 7,200 crore in the third quarter of 2016-17. On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period. The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom. SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI. Private sector lenders have also been found guilty of pushing troubled assets under the carpet until the RBI called their bluff. <br><br><br><br> According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier. In that case, write-offs recognising losses may be the most honest and practical way to deal with the bad loans problem. So the RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth. The bad loans problem is likely to remain a festering sore and risks undermining the health of the economy until meaningful structural reforms to the banking system are undertaken.
What were the reasons for SBI suffering such huge losses in the previous quarter? <br><br> I. Increase in provisioning as part of accounting for bad loans. <br><br> II. Mark to market losses on government bonds<br><br> III. Mark to market losses on corporate debt securities.
Explanation: Refer to: ‘While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds.’ <br><br> Statement III has not been mentioned in the passage. <br><br> Both statements I and II are correct as per the passage. <br><br> Hence, option B is correct.
Direction: Study the following information carefully and answer the question given below. <br><br> If the financial performance of India’s largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period. While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds. Provisions for non-performing assets (NPAs) more than doubled to about Rs 17,760 crore, from about Rs 7,200 crore in the third quarter of 2016-17. On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period. The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom. SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI. Private sector lenders have also been found guilty of pushing troubled assets under the carpet until the RBI called their bluff. <br><br><br><br> According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier. In that case, write-offs recognising losses may be the most honest and practical way to deal with the bad loans problem. So the RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth. The bad loans problem is likely to remain a festering sore and risks undermining the health of the economy until meaningful structural reforms to the banking system are undertaken.
Why is it said that an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated?
Explanation: Refer to: ‘If the financial performance of India’s largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period.’ <br><br> As per the highlighted fragment, only statement C matches with what is mentioned in the passage. The other options are either incorrect or not mentioned. <br><br> Hence, option C is correct.
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