Money and saving – speaking topic

5 words to use

• budget – a plan for moneyHindi meaning
• afford – have enough money forHindi meaning
• invest – put money to growHindi meaning
• expensive – costs a lotHindi meaning
• bargain – a good dealHindi meaning

Sentence starters

• “Every month I try to save……”
• “I am saving for……”
• “I think it is worth spending on……”

Sample answer (read it aloud, then make it yours)

I get a small amount of pocket money every month, and I try to keep a budget. I write down what I spend, and I save one thousand rupees every month. Right now I cannot afford a laptop, so that is my big purchase for next year. I have learnt that small expenses, like tea and snacks, add up more than big ones. My father says save first, spend later. I did not understand it before, but now I do.

Follow-up questions to ask your partner

1. Do you save money every month?
2. What was the last big thing you bought?
3. What do you spend the most money on?
4. Is it better to save or to invest?
5. What would you buy if you had one lakh rupees?