This is the Vocab24 daily quiz of 14 March 2026, the same 26 questions the app served that day, on the day's vocabulary and editorial. One mark for a right answer, minus 0.25 for a wrong one; the explanation opens as soon as you tap.
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Fragile
Explanation: Fragile means something that is easily broken, weak, delicate, or not strong enough to bear pressure. Among the given options, brittle is the closest in meaning because brittle things break easily. The other words like strong, sturdy, and durable express the opposite idea.
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Bountiful
Explanation: Bountiful means plentiful, abundant, or given in a generous way. So generous is the best option here. The other options such as scarce, meagre, and limited suggest shortage or insufficiency, which are opposite to bountiful.
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Vicious
Explanation: Vicious refers to something cruel, violent, savage, or deliberately harmful. Therefore, brutal is the nearest synonym. The remaining options such as gentle, humane, and benevolent carry positive or kind meanings, so they cannot express the meaning of vicious.
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Wretched
Explanation: Wretched means very unhappy, unfortunate, or in a very bad condition. Hence, miserable is the correct synonym. Comfortable, pleasant, and fortunate all suggest ease or good condition, which are opposite in sense.
Out of the given alternatives select the word opposite in meaning to the given word.
Submissive
Explanation: Submissive means obedient, yielding, or ready to accept the authority of others. Its opposite is defiant, which means resisting authority or boldly refusing to obey. The other options obedient, compliant, and yielding are all close in meaning to submissive, not opposite.
Out of the given alternatives select the word opposite in meaning to the given word.
Impulsive
Explanation: Impulsive means acting suddenly without careful thought, often in a rash or hasty way. The opposite of this is cautious, which means careful and deliberate. Hasty, rash, and spontaneous all carry a sense of sudden or unplanned action, so they are not antonyms.
Out of the given alternatives select the word opposite in meaning to the given word.
Temperate
Explanation: Temperate means moderate, mild, or self-controlled. Its opposite is excessive, which suggests going beyond proper limits. The other options moderate, mild, and restrained are all close in sense to temperate, so they cannot be correct as opposites.
Out of the given alternatives select the word opposite in meaning to the given word.
Ruinous
Explanation: Ruinous means destructive, harmful, or causing serious damage or loss. Therefore, beneficial is the opposite because it means helpful or producing good results. Destructive, harmful, and catastrophic all reinforce the same negative idea as ruinous.
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
Large in quantity; abundant and generous
Explanation: The phrase large in quantity; abundant and generous matches bountiful exactly. Fragile, vicious, and wretched do not carry the idea of abundance or generosity. Therefore, the selected answer is correct.
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
Easily broken, damaged, or harmed.
Explanation: The sentence asks for a one-word substitute meaning easily broken, damaged, or harmed, and fragile fits perfectly. Vicious, wretched, and submissive are unrelated in meaning, so the given answer is correct.
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
Acting suddenly without careful thought.
Explanation: Acting suddenly without careful thought is the exact meaning of impulsive. Spasmodic means irregular or sudden in occurrence, temperate means moderate, and clumsy means awkward. So impulsive is the correct substitute.
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
Causing great damage, destruction, or loss.
Explanation: The phrase causing great damage, destruction, or loss is best expressed by ruinous. The other options do not convey the idea of severe destruction or loss. Hence the chosen answer is correct.
A statement with one blank is given below. Choose the set of words from the given options which can be used to fill the given blank.
My sister and _______are pleased to accept your invitation
Explanation: The correct sentence is My sister and I are pleased to accept your invitation. Since the blank is part of the subject of the sentence, the subject pronoun I must be used, not me or myself. Therefore, the marked answer is correct.
A statement with one blank is given below. Choose the set of words from the given options which can be used to fill the given blank.
He _____ his camera on the table.
Explanation: The sentence needs the past tense of the transitive verb lay, which means to put. Thus, He laid his camera on the table is correct. Lain is the past participle of lie, lay is the base or past form depending on context, and lie does not fit here.
A statement with one blank is given below. Choose the set of words from the given options which can be used to fill the given blank.
I absolutely refuse to put ________ with that sort of conduct
Explanation: The correct phrasal verb is put up with, which means to tolerate or endure something unpleasant. So the sentence should read, I absolutely refuse to put up with that sort of conduct. The other prepositions do not form the correct expression.
Out of given alternatives select the option which best expresses the meaning of given idiom/ phrase.
On thin ice
Explanation: The idiom on thin ice means being in a risky, uncertain, or dangerous situation where one may easily get into trouble. Hence, in a precarious or risky situation is the right meaning. The other options do not accurately capture the idiom.
Out of given alternatives select the option which best expresses the meaning of given idiom/ phrase.
To go to somebody's head
Explanation: The phrase to go to somebody’s head means to make a person overly proud, arrogant, or self-important, usually because of success, praise, or power. Option (b) expresses this meaning best. It is not about dizziness in this context.
Out of given alternatives select the option which best expresses the meaning of given idiom/ phrase.
Pillar to post
Explanation: The phrase from pillar to post means moving from one place to another, usually with difficulty or without getting help. Therefore, option (a) is correct. The other choices do not match the accepted meaning of the idiom.
Which of phrases given below each sentence should replace the phrase printed in bold type to make the grammatically correct? If the sentence is correct as it is, mark 'd' as the answer.
He is jealous for (1)/ my success (2)/ and wants to destroy me. (3)/ No error (4)
Explanation: The error is in part (1), because the correct expression is jealous of, not jealous for. The sentence should read, He is jealous of my success and wants to destroy me. Since the error lies in the first part, option (a) is correct.
Which of phrases given below each sentence should replace the phrase printed in bold type to make the grammatically correct? If the sentence is correct as it is, mark 'd' as the answer.
When the stranger saw me, (1)/ he seemed to recognise me (2)/ and asked me what was my name. (3)/ No error (4)
Explanation: The error is in part (3) because in indirect speech the word order must be that of a statement, not a question. So asked me what was my name should become asked me what my name was. Therefore, option (c) is correct.
Which of phrases given below each sentence should replace the phrase printed in bold type to make the grammatically correct? If the sentence is correct as it is, mark 'd' as the answer.
(P) The conference was (Q) attended (R) by more than one hundred delegates. (S) No error
Explanation: The sentence The conference was attended by more than one hundred delegates is grammatically correct and contains no error. The passive structure is proper, the verb agrees correctly, and the expression is natural. So option (d), meaning no error, is right.
Read the following passage carefully and answer the questions given below it. Certain words in the passage are printed in bold to help you to locate them easily while answering some of the questions. <br><br><br> Giving loans to Impoverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the Verge of a revolution, with billions of dollars from big banks, private equity shops and pension funds pouring In, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organisation in Peru, converted into bank (called Mibanco). This demonstrated that the poor Eire good risks who repay lotions on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco has piqued the interest of commercial banks, which had previously shunned the countries poor. Now big banks are going after Milbank's clients with low rate loans and realising it likes special know how to work with the unbanked Eire hiring away Milbank's staff. But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. <br><br> This could happen in countries where lenders don't have to disclose interest rates. When a Mexican micro financer went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure of turn a profit also forces micro financiers to change their business models In ways that depart from the industries core mission to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out similar sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross border funds go to Latin America and eastern Europe, the world's most developed microfinance markets. The poorest of the world's poor, who are predominantly in Asia and Africa get left out, says the CEO of the nonprofit Grameen Foundation, which helps develop microfinance Institutions. Segmenting the Industry, might be worthwhile if It allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. <br><br> Property rights and the rule flaw matter too, One cannot over idealize what microfinance alone can do. Most nonprofits started with lending simply because local laws prohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty alleviation experts are concerned that people will be talked into loans they would not otherwise want, For example, organizations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and micro waves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs —just increasing household debt.
What does the transformation of Perus non-profit organisation into a bank illustrate? <br><br> A. To compete with commercial banks, microfinance Institutions should convert into banks and offer a wide variety of services. <br> B. Microfinance institutions turn to higher profits than banks since interest rates on loans are at their discretion. <br> C. The poor prefer to go to large banks rather than NGOs to obtain loans.
Explanation: The passage says that when the Peruvian nonprofit converted into a bank, it demonstrated that poor people are reliable borrowers and that lending to them can also be profitable. It does not say that all microfinance institutions should convert into banks to compete, nor does it say they earn higher profits than banks because they freely set interest rates, nor that the poor prefer large banks to NGOs. Therefore, A, B, and C are not supported, so the correct answer should be (c) None.
Read the following passage carefully and answer the questions given below it. Certain words in the passage are printed in bold to help you to locate them easily while answering some of the questions. <br><br><br> Giving loans to Impoverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the Verge of a revolution, with billions of dollars from big banks, private equity shops and pension funds pouring In, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organisation in Peru, converted into bank (called Mibanco). This demonstrated that the poor Eire good risks who repay lotions on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco has piqued the interest of commercial banks, which had previously shunned the countries poor. Now big banks are going after Milbank's clients with low rate loans and realising it likes special know how to work with the unbanked Eire hiring away Milbank's staff. But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. <br><br> This could happen in countries where lenders don't have to disclose interest rates. When a Mexican micro financer went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure of turn a profit also forces micro financiers to change their business models In ways that depart from the industries core mission to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out similar sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross border funds go to Latin America and eastern Europe, the world's most developed microfinance markets. The poorest of the world's poor, who are predominantly in Asia and Africa get left out, says the CEO of the nonprofit Grameen Foundation, which helps develop microfinance Institutions. Segmenting the Industry, might be worthwhile if It allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. <br><br> Property rights and the rule flaw matter too, One cannot over idealize what microfinance alone can do. Most nonprofits started with lending simply because local laws prohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty alleviation experts are concerned that people will be talked into loans they would not otherwise want, For example, organizations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and micro waves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs —just increasing household debt.
Why did most microfinance institutions initially provide only credit services?
Explanation: The passage clearly says that most nonprofits started with lending because local laws prohibited nonbanks from offering deposit accounts. That means they were restricted by regulations and could not provide broader banking services. So the best answer is (d) Government restrictions prevented them from offering additional services. Option (a), that they had to operate purely on a non-profit basis, is not the reason given in the passage.
Read the following passage carefully and answer the questions given below it. Certain words in the passage are printed in bold to help you to locate them easily while answering some of the questions. <br><br><br> Giving loans to Impoverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the Verge of a revolution, with billions of dollars from big banks, private equity shops and pension funds pouring In, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organisation in Peru, converted into bank (called Mibanco). This demonstrated that the poor Eire good risks who repay lotions on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco has piqued the interest of commercial banks, which had previously shunned the countries poor. Now big banks are going after Milbank's clients with low rate loans and realising it likes special know how to work with the unbanked Eire hiring away Milbank's staff. But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. <br><br> This could happen in countries where lenders don't have to disclose interest rates. When a Mexican micro financer went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure of turn a profit also forces micro financiers to change their business models In ways that depart from the industries core mission to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out similar sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross border funds go to Latin America and eastern Europe, the world's most developed microfinance markets. The poorest of the world's poor, who are predominantly in Asia and Africa get left out, says the CEO of the nonprofit Grameen Foundation, which helps develop microfinance Institutions. Segmenting the Industry, might be worthwhile if It allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. <br><br> Property rights and the rule flaw matter too, One cannot over idealize what microfinance alone can do. Most nonprofits started with lending simply because local laws prohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty alleviation experts are concerned that people will be talked into loans they would not otherwise want, For example, organizations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and micro waves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs —just increasing household debt.
What was the impact of the non-disclosure of their interest rates by lending institutions ?
Explanation: The passage warns that in places where lenders do not disclose interest rates, microfinance schemes may end up milking the poor. The example of the Mexican microfinancer charging around 86% annual interest shows that lack of transparency can result in exploitation of poor borrowers. Hence, the correct answer is (b) The poor were exploited.
Read the following passage carefully and answer the questions given below it. Certain words in the passage are printed in bold to help you to locate them easily while answering some of the questions. <br><br><br> Giving loans to Impoverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the Verge of a revolution, with billions of dollars from big banks, private equity shops and pension funds pouring In, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organisation in Peru, converted into bank (called Mibanco). This demonstrated that the poor Eire good risks who repay lotions on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco has piqued the interest of commercial banks, which had previously shunned the countries poor. Now big banks are going after Milbank's clients with low rate loans and realising it likes special know how to work with the unbanked Eire hiring away Milbank's staff. But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. <br><br> This could happen in countries where lenders don't have to disclose interest rates. When a Mexican micro financer went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure of turn a profit also forces micro financiers to change their business models In ways that depart from the industries core mission to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out similar sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross border funds go to Latin America and eastern Europe, the world's most developed microfinance markets. The poorest of the world's poor, who are predominantly in Asia and Africa get left out, says the CEO of the nonprofit Grameen Foundation, which helps develop microfinance Institutions. Segmenting the Industry, might be worthwhile if It allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. <br><br> Property rights and the rule flaw matter too, One cannot over idealize what microfinance alone can do. Most nonprofits started with lending simply because local laws prohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty alleviation experts are concerned that people will be talked into loans they would not otherwise want, For example, organizations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and micro waves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs —just increasing household debt.
What is CGAPs fear with respect to new entities providing microfinance?
Explanation: CGAP fears that with the entry of many large entities, a large share of cross-border funds may go to more developed microfinance markets like Latin America and Eastern Europe, while the poorest people in Asia and Africa may be neglected. So the main concern is that the most deserving among the poor will be left out, making option (b) correct.
Read the following passage carefully and answer the questions given below it. Certain words in the passage are printed in bold to help you to locate them easily while answering some of the questions. <br><br><br> Giving loans to Impoverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the Verge of a revolution, with billions of dollars from big banks, private equity shops and pension funds pouring In, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organisation in Peru, converted into bank (called Mibanco). This demonstrated that the poor Eire good risks who repay lotions on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco has piqued the interest of commercial banks, which had previously shunned the countries poor. Now big banks are going after Milbank's clients with low rate loans and realising it likes special know how to work with the unbanked Eire hiring away Milbank's staff. But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. <br><br> This could happen in countries where lenders don't have to disclose interest rates. When a Mexican micro financer went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure of turn a profit also forces micro financiers to change their business models In ways that depart from the industries core mission to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out similar sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross border funds go to Latin America and eastern Europe, the world's most developed microfinance markets. The poorest of the world's poor, who are predominantly in Asia and Africa get left out, says the CEO of the nonprofit Grameen Foundation, which helps develop microfinance Institutions. Segmenting the Industry, might be worthwhile if It allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. <br><br> Property rights and the rule flaw matter too, One cannot over idealize what microfinance alone can do. Most nonprofits started with lending simply because local laws prohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty alleviation experts are concerned that people will be talked into loans they would not otherwise want, For example, organizations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and micro waves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs —just increasing household debt.
What is the authors opinion about the competition for customers among microfinance’s ?
Explanation: The author does not present competition among microfinance institutions as purely good or purely bad. On one hand, more competition may expand access to credit, but on the other hand, it may push aggressive marketing, encourage unnecessary borrowing, and move the sector away from its core mission. Since none of the listed options fully reflects this balanced and cautious opinion, (e) None of these is the best answer.
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