This is the Vocab24 daily quiz of 20 May 2025, the same 30 questions the app served that day, on the day's vocabulary and editorial. One mark for a right answer, minus 0.25 for a wrong one; the explanation opens as soon as you tap.
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Looming
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Rapid
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Hampered
Out of the given alternatives select the alternative which best expresses the meaning of given word.
Describing
Out of the given alternatives select the word opposite in meaning to the given word.
Contaminated
Out of the given alternatives select the word opposite in meaning to the given word.
Consistent
Out of the given alternatives select the word opposite in meaning to the given word.
Interpretation
Out of the given alternatives select the word opposite in meaning to the given word.
Replenished
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
Having been made impure by exposure to or addition of a poisonous or polluting substance.
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
The action of explaining the meaning of something.
Out of given alternatives, choose the word which can be substituted for the given words/ sentence.
A service that is used by the public, such as an electricity or gas supply.
A statement with one blank is given below. Choose the set of words from the given options which can be used to fill the given blank.
Our armed forces are ____ those of any other country in the world.
Explanation: The correct answer is Option B: Superior to <br> First, let's define the term 'superior'. Superior means higher in rank, status, or quality. <br> The word 'superior' is used to make a comparison. When making a comparison using 'superior,' we use the preposition 'to,' not 'than,' 'from,' or 'of.' The correct structure is 'superior to.' This indicates that our armed forces are of a higher rank or quality compared to those of any other country. <br> Option A: Superior than is incorrect because 'superior' is followed by 'to,' not 'than.' 'Than' is used for comparisons with adjectives like 'better,' 'bigger,' or 'smaller.' For example, 'My car is better than yours.' <br> Option C: Superior from is grammatically incorrect. 'Superior' doesn't take 'from' as a preposition in this context. <br> Option D: Superior of is also grammatically incorrect. 'Superior' does not take 'of' as a preposition when making a comparison of this nature.
A statement with one blank is given below. Choose the set of words from the given options which can be used to fill the given blank.
Do not cry ____ spilt milk.
Explanation: Question: Do not cry . . . . . spilt milk. <br> This question tests your knowledge of common idioms in English. <br> The idiom 'Don't cry over spilt milk' means don't be upset about something that has already happened and cannot be changed. <br> It's about accepting a situation you can't fix and moving on. <br> Let's look at the options: <br> Option A: on - This doesn't make sense in this context. <br> Option B: over - This is the correct option. 'Cry over' means to be upset about something. <br> Option C: about - While you can cry *about* something, 'cry over spilt milk' is the established idiom. <br> Option D: for - This also doesn't fit grammatically or idiomatically. <br> Therefore, the correct answer is Option B: over because it completes the well-known idiom.
A statement with one blank is given below. Choose the set of words from the given options which can be used to fill the given blank.
He deserves my thanks for ____ my purse and returned it to me without taking anything from it.
Explanation: Defining Perfect Participle: <br> A perfect participle is a verb form that indicates an action completed before another action. It's formed using 'having' + past participle (e.g., having gone, having eaten, having found). <br> Correct Answer: A - having found<br> The sentence describes a sequence of events: first, he found the purse; second, he returned it. 'Having found' correctly shows that finding the purse happened before the returning of the purse. The action of finding is complete before the action of returning begins. <br> Why other options are incorrect: <br> B - found: This is grammatically incorrect in this context. Using 'found' implies the finding of the purse is happening simultaneously with or after the returning of the purse, which is not what the sentence intends. It would require a different sentence structure. <br> C - founded: 'Founded' means to establish something, like a company or organization. It is completely unrelated to the meaning of the sentence. <br> D - find: This is also grammatically incorrect here. 'Find' is the base form of the verb and doesn't show the temporal relationship between finding and returning the purse. It would require restructuring the sentence.
Out of given alternatives select the option which best expresses the meaning of given idiom/ phrase.
Mr. Roy is known as a shop lifter in the city commercial centre.
Explanation: shop lifter: a person who takes goods illegally from a shop without paying for them.
Out of given alternatives select the option which best expresses the meaning of given idiom/ phrase.
Shweta might scream blue murder, but I feel Ritu should get the promotion since she is better qualified for the job.
Explanation: scream blue murder: make an extravagant and noisy protest.
Out of given alternatives select the option which best expresses the meaning of given idiom/ phrase.
Whenever I meet him he pulls a long face.
Explanation: pulls a long face: to look sad, glum, disapproving.
Out of given alternatives select the word which is correctly spelt.
Choose the Correct Spelling.
Out of given alternatives select the word which is correctly spelt.
Choose the Correct Spelling.
Out of given alternatives select the word which is correctly spelt.
Choose the Correct Spelling.
Out of given alternatives select the word which is correctly spelt.
Choose the Correct Spelling.
Out of given alternatives select the word which is correctly spelt.
Liable to happen soon.
Which of phrases given below each sentence should replace the phrase printed in bold type to make the grammatically correct? If the sentence is correct as it is, mark 'd' as the answer.
Some man (a)/ are born (b)/ great (c)/ No error (d)
Explanation: Some men
Which of phrases given below each sentence should replace the phrase printed in bold type to make the grammatically correct? If the sentence is correct as it is, mark 'd' as the answer.
We must sympathise (a)/ for others (b)/ in their troubles (c)/ No error (d)
Explanation: with others
Which of phrases given below each sentence should replace the phrase printed in bold type to make the grammatically correct? If the sentence is correct as it is, mark 'd' as the answer.
My detailed statement (a)/ is respectively (b) submitted (c)/ No error (d)
Explanation: is duly
Direction: Study the following information carefully and answer the question given below. <br><br> If the financial performance of India's largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period. While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds. Provisions for non-performing assets (NPAs) more than doubled to about Rs 17,760 crore, from about Rs 7,200 crore in the third quarter of 2016-17. On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period. The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom. SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI. Private sector lenders have also been found guilty of pushing troubled assets under the carpet until the RBI called their bluff. <br><br> According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier. In that case, write-offs recognising losses may be the most honest and practical way to deal with the bad loans problem. So the RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth. The bad loans problem is likely to remain a festering sore and risks undermining the health of the economy until meaningful structural reforms to the banking system are undertaken.
Which of the following is/are true as per the passage? <br> I. According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore in 2017. <br> II. SBI is the only lender to have had its assets forcibly reclassified by the RBI. <br> III. In terms of provisioning, SBI recorded a loss of about Rs 3,255 crore in 2018, versus a profit of about Rs 4,776 crore in the comparable period.
Explanation: 'According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier.' <br> Statement I is correct. <br> 'SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI.' <br> Statement II is incorrect. <br> 'On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period.' <br> Statement III is incorrect. <br> Hence, option B is correct.
Direction: Study the following information carefully and answer the question given below. <br><br> If the financial performance of India's largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period. While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds. Provisions for non-performing assets (NPAs) more than doubled to about Rs 17,760 crore, from about Rs 7,200 crore in the third quarter of 2016-17. On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period. The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom. SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI. Private sector lenders have also been found guilty of pushing troubled assets under the carpet until the RBI called their bluff. <br><br> According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier. In that case, write-offs recognising losses may be the most honest and practical way to deal with the bad loans problem. So the RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth. The bad loans problem is likely to remain a festering sore and risks undermining the health of the economy until meaningful structural reforms to the banking system are undertaken.
As per the passage, what can be some possible steps taken to rectify the situation of bad loans meaningfully? <br> I. Banks should honestly recognize stressed loans in their respective portfolios. <br> II. Address corporate governance issues plaguing the banking sector. <br> III. Earmark more money for bank recapitalization.
Explanation: Refer to: 'RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth.' <br> As per the highlighted fragments above, <br> Statements I and II are correct. <br> Statement III would not correct the situation and would only provide temporary relief (as stated in the highlighted fragment) <br> Hence, option C is correct.
Direction: Study the following information carefully and answer the question given below. <br><br> If the financial performance of India's largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period. While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds. Provisions for non-performing assets (NPAs) more than doubled to about Rs 17,760 crore, from about Rs 7,200 crore in the third quarter of 2016-17. On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period. The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom. SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI. Private sector lenders have also been found guilty of pushing troubled assets under the carpet until the RBI called their bluff. <br><br> According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier. In that case, write-offs recognising losses may be the most honest and practical way to deal with the bad loans problem. So the RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth. The bad loans problem is likely to remain a festering sore and risks undermining the health of the economy until meaningful structural reforms to the banking system are undertaken.
What was the most important reason for such a huge increase in provisioning by SBI for the last quarter?
Explanation: Refer to: 'The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom.' <br> As per the highlighted fragment above, option A correctly states the reason for the sudden increase in provisioning by SBI. <br> Hence, option A is correct.
Direction: Study the following information carefully and answer the question given below. <br><br> If the financial performance of India's largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period. While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds. Provisions for non-performing assets (NPAs) more than doubled to about Rs 17,760 crore, from about Rs 7,200 crore in the third quarter of 2016-17. On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period. The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom. SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI. Private sector lenders have also been found guilty of pushing troubled assets under the carpet until the RBI called their bluff. <br><br> According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier. In that case, write-offs recognising losses may be the most honest and practical way to deal with the bad loans problem. So the RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth. The bad loans problem is likely to remain a festering sore and risks undermining the health of the economy until meaningful structural reforms to the banking system are undertaken.
What were the reasons for SBI suffering such huge losses in the previous quarter? <br> I. Increase in provisioning as part of accounting for bad loans. <br> II. Mark to market losses on government bonds<br> III. Mark to market losses on corporate debt securities.
Explanation: Refer to: 'While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds.' <br> Statement III has not been mentioned in the passage. <br> Both statements I and II are correct as per the passage. <br> Hence, option B is correct.
Direction: Study the following information carefully and answer the question given below. <br><br> If the financial performance of India's largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period. While the figures are not strictly comparable after SBI completed merger with its associates, the loss was the result of both a massive increase in provisions to account for bad loans and a substantial amount of mark-to-market losses on its holding of government bonds. Provisions for non-performing assets (NPAs) more than doubled to about Rs 17,760 crore, from about Rs 7,200 crore in the third quarter of 2016-17. On treasury operations, SBI recorded a loss of about Rs 3,255 crore, versus a profit of about Rs 4,776 crore in the comparable period. The bank revealed that an audit by the Reserve Bank of India showed a divergence of Rs 23,239 crore in the way it classified assets at the end of the last financial year, which led to increase in provisions in the last quarter. Most of these reclassified assets are linked to troubled projects in sectors including power and telecom. SBI, of course, is not the only lender to have had its assets forcibly reclassified by the RBI. Private sector lenders have also been found guilty of pushing troubled assets under the carpet until the RBI called their bluff. <br><br> According to a joint study by Assocham and Crisil, gross NPAs in the banking system are estimated to increase to Rs 9.5 lakh crore by March 2018, from Rs 8 lakh crore a year earlier. In that case, write-offs recognising losses may be the most honest and practical way to deal with the bad loans problem. So the RBI in the coming months should continue to push banks, both public and private, to promptly recognise the stressed loans on their portfolios. Incidentally, Prime Minister Narendra Modi last week laid the blame for bad loans on the previous government. While it is quite true that the present bad loans crisis has been a long time in the making, the problem of lax corporate governance, which has plagued public sector banks and contributed in no small measure to the present crisis, still remains largely unaddressed by the government. Even the latest plan to recapitalise public sector banks may achieve little more than giving some temporary relief to lenders for the sake of reviving credit growth. The bad loans problem is likely to remain a festering sore and risks undermining the health of the economy until meaningful structural reforms to the banking system are undertaken.
Why is it said that an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated?
Explanation: Refer to: 'If the financial performance of India's largest lender is anything to go by, an end to the severe bad loans crisis may be much farther beyond the horizon than previously anticipated. For the first time in almost 19 years, the State Bank of India reported a quarterly loss of Rs 2,416 crore for the three months ended December, compared with a net profit of Rs 2,610 crore in the year-earlier period.' <br> As per the highlighted fragment, only statement C matches with what is mentioned in the passage. The other options are either incorrect or not mentioned. <br> Hence, option C is correct.
One Prime for the website and the app, same login. Videos play in the app.
30 questions in 15 minutes, All India rank, streak and explanations. Free: play it here after logging in, or in the app.
Free, and no password to remember.
By continuing you agree to the terms and privacy policy. Prefer the app? Android · iPhone
