The editorial
Source: The Indian Express · 5 Dec 2025Credit cards emerged as a major source of customer complaints in FY2025, with grievances in this segment rising far more than in other areas of banking, according to the Annual Report of the Ombudsman Scheme 2024-25 released by the Reserve Bank of India (RBI).
Overall credit card complaints surged by 20.04 per cent to 50,811 cases during the year. Private sector banks dominated this space by a wide margin, driven by their strong push into unsecured lending and the rapid expansion of their card businesses. They recorded 32,696 complaints — far higher than the 3,021 complaints received against public sector banks, the report said.
Read the full editorial, free
Log in with your mobile number (no password) to read the whole text with the words highlighted. It takes 20 seconds and it is free.
Log in and read the full editorial →or open it in the Vocab24 app20 words from this day's editorials with Hindi meaning
The important words of this editorial with Hindi meaning, synonyms, antonyms and an example. Tap a word for its dictionary page.
Concurrent (adjective)
Existing, happening, or occurring at the same time; simultaneous. एक साथ होने वाला
Synonyms: Simultaneous, Synchronous, Coexistent, Parallel
Antonyms: Separate, Independent, Non-simultaneous, Divergent
Example: Several concurrent events were scheduled on the same day at the festival.
Elaborate (verb)
To explain something in detail or give more information about it. विस्तार से बताना
Synonyms: Explain, Expound, Clarify, Illustrate
Antonyms: Shorten, Abridge, Condense, Simplify
Example: The teacher asked him to elaborate his answer for better understanding.
Torrid (adjective)
Very hot and dry; also used for something full of strong emotion or difficulty. (bahut zyada garm ya bahut intense/mushkil)
Synonyms: Scorching, Sweltering, Blistering, Fiery
Antonyms: Cool, Mild, Pleasant, Temperate
Example: The players struggled in the torrid heat during the afternoon match.
Turmoil (noun)
A state of great disturbance, confusion, or uncertainty. अशांति, उथल-पुथल
Synonyms: Chaos, Uproar, Confusion, Tumult
Antonyms: Calm, Peace, Order, Tranquility
Example: The sudden resignation of the minister plunged the entire government into turmoil.
Insolvent (adjective)
Unable to pay one’s debts; bankrupt or having more liabilities than assets. दिवालिया, कंगाल
Synonyms: Bankrupt, Broke, Ruined, Indebted
Antonyms: Solvent, Prosperous, Affluent, Wealthy
Example: After the business failed, he was declared insolvent by the court.
Embellish (verb)
To make something more attractive by adding decorative details; to add extra (often untrue) details to make a story more interesting. सजाना, सुशोभित करना
Synonyms: Adorn, Ornament, Decorate, Enhance
Antonyms: Simplify, Strip, Deface, Spoil
Example: She decided to embellish her dress with sequins for the party.
Intrigue (verb/noun)
To arouse curiosity or interest; also to make secret plans, often for something dishonest or harmful. जिज्ञासा उत्पन्न करना / गुप्त साज़िश करना
Synonyms: Fascinate, Captivate, Arouse curiosity, Engage
Antonyms: Bore, Disinterest, Repel, Disenchant
Example: The mysterious letter began to intrigue the detectives, forcing them to reopen the case.
Harrowing (adjective)
Extremely distressing, upsetting, or painful to experience. बहुत पीड़ादायक, अत्यंत कष्टदायक
Synonyms: Distressing, Traumatic, Agonizing, Painful
Antonyms: Comforting, Pleasant, Soothing, Enjoyable
Example: Watching the harrowing documentary about the war left the audience in shocked silence.
Juncture (noun)
A particular point in time, especially an important or critical moment; also a place where things join or connect.
Synonyms: Moment, Stage, Crossroads, Turning point
Antonyms: End, Outcome, Separation, Disconnection
Example: At this crucial juncture in her life, she had to choose between moving abroad or staying with her family.
Stifle (verb)
To stop something from happening or developing; to suppress a feeling, action, or sound, or to make it hard to breathe.
Synonyms: Suppress, Smother, Restrain, Repress
Antonyms: Encourage, Release, Promote, Express
Example: The strict rules tended to stifle the students' creativity.
Precarious (adjective)
Not securely held or in position; dangerously likely to fall or collapse; uncertain or risky. अस्थिर, जोखिम भरा
Synonyms: Unsafe, Insecure, Hazardous, Perilous
Antonyms: Safe, Secure, Stable, Certain
Example: Hiking on the precarious mountain ledge made everyone move very slowly and carefully.
Poignant (adjective)
Deeply touching or moving, especially by causing a strong feeling of sadness or regret. मार्मिक, करुणाजनक
Synonyms: Touching, Moving, Heartrending, Stirring
Antonyms: Unmoving, Unaffecting, Cheerful, Lighthearted
Example: The film’s poignant ending left many people in the audience wiping away tears.
Aggravate (verb)
To make a problem, situation, or feeling worse or more serious. बिगाड़ना, और गंभीर कर देना
Synonyms: Worsen, Exacerbate, Intensify, Heighten
Antonyms: Improve, Alleviate, Ease, Reduce
Example: His constant complaints only served to aggravate the tension in the office.
Eerie (adjective)
Strange and frightening; causing a feeling of uneasiness or fear. अजीब और भयावह
Synonyms: Spooky, Creepy, Uncanny, Ghostly
Antonyms: Normal, Ordinary, Comforting, Familiar
Example: The empty playground looked eerie in the foggy early morning.
Ancestral (adjective)
Related to or inherited from ancestors; belonging to the family members of earlier generations. पूर्वजों से संबंधित, पैतृक
Synonyms: Hereditary, Inherited, Familial, Lineal
Antonyms: Modern, New, Individual, Personal (self-earned)
Example: The siblings fought a long legal battle over their ancestral property in the village.
Wistful (adjective)
Having or showing a feeling of vague or regretful longing; sadly thoughtful. आकांक्षापूर्ण उदास, व्याकुल
Synonyms: Longing, Yearning, Nostalgic, Melancholic
Antonyms: Content, Satisfied, Cheerful, Untroubled
Example: She gave a wistful smile as she looked at the old photographs from her childhood.
Ecstatic (adjective)
Feeling or expressing overwhelming happiness or joyful excitement. उल्लास से भरपूर, अत्यंत प्रसन्न
Synonyms: Overjoyed, Elated, Thrilled, Euphoric
Antonyms: Miserable, Depressed, Sad, Unhappy
Example: She was ecstatic when she found out she had secured the first rank in the examination.
Hyperbole (noun)
Exaggerated statements or claims not meant to be taken literally. अतिशयोक्तिपूर्ण कथन
Synonyms: Exaggeration, Overstatement, Embellishment, Overemphasis
Antonyms: Understatement, Literalness, Moderation, Restraint
Example: Saying “I’ve told you a million times” is a clear example of hyperbole.
Variegated (adjective)
Having many different colors or forms; marked by variety or diversity. विविध रंगों या रूपों वाला, विविधतापूर्ण
Synonyms: Multicolored, Diverse, Mixed, Heterogeneous
Antonyms: Uniform, Monochromatic, Homogeneous, Similar
Example: The artist loved using variegated patterns to make her paintings look lively and unique.
Gritty (adjective)
Showing courage and determination; having a harsh or rough quality (like sand or dirt). दृढ़ निश्चयी, कर्कश / रुखा
Synonyms: Courageous, Tough, Resolute, Tenacious
Antonyms: Weak, Cowardly, Soft, Hesitant
Example: Despite many failures, the gritty player kept practicing until he finally made the national team.
Quick quiz: 5 questions on these words
Synonyms and antonyms, the way exams ask them. Answers show as you tap.
1. Synonym of Eerie
2. Antonym of Stifle
3. Synonym of Elaborate
4. Antonym of Torrid
5. Synonym of Ecstatic
Want the full 30-question quiz with All India rank? It is in the Vocab24 app.
Unlock everything, every day
- Tap any word for its meaning, unlimited (free: 10 taps a day)
- All 6 editorials daily (The Hindu, Indian Express topics, long read), not just the free ones
- All 20 words with Hindi meaning, examples and memory tricks
- 1000+ practice tests: cloze, one word, spelling, spotting errors, idioms, RC and previous year papers
- Unlimited live speaking practice with real people
- 60+ A to Z vocabulary videos (3000+ words with tricks) in the app
One Prime for the website and the app, same login. Videos play in the app.
Stay updated with The Hindu Editorial Vocab24 app, your definitive source for breaking news and comprehensive coverage from India and around the globe. Whether it's political developments, business updates, sports highlights, the latest technology trends, or current events, The Hindu brings live, accurate, and reliable news directly to your device.
Don’t fall for sensationalized or fake news shared online. Read and share accurate updates with friends and family through The Hindu Editorial Vocab24 app. Download it today!
News Coverage in The Hindu Editorial Vocab24 App
Breaking News: Receive instant notifications on breaking news stories as they unfold. Stay informed about major events and developments in India and around the world with live blogs, news in shorts videos, and concise articles.
Politics: Get the latest updates on Indian politics, including elections, policy changes, government decisions, and political events that shape the nation.
Business and Economy: Stay ahead in the economic landscape with detailed business news and market analysis. Learn about stock market trends, financial reports, corporate news, and economic developments to make informed investment decisions.
Current Events: Follow stories on social issues, policy changes, global events, and daily current affairs, tailored for UPSC and other competitive exam preparations.
Technology: Keep up with the latest gadgets, innovations, and tech trends. Read expert reviews and analyses in short, concise updates on cutting-edge technology from India and beyond.
Sports: Never miss a moment of your favorite sports. Get live scores, match reports, and expert analysis on cricket, football, tennis, and more.
International News: Stay informed about global events and geopolitical developments, including the Russia-Ukraine war, Israel-Palestine conflict, and other key international stories.
Local News: Stay connected to your community with the latest updates on city events, issues, and local news. Coverage includes hyperlocal updates from cities like Bangalore, Chennai, Delhi, Hyderabad, Mumbai, Kolkata, and more.
Trending Topics: Discover what's trending today with the most talked-about stories and hot topics across India and the world.
Experience journalism that values integrity, accuracy, and reliability. Download The Hindu Editorial Vocab24 app today and stay connected with the world.
Get the Vocab24 app
Every editorial with its vocabulary, the daily quiz with All India rank, idioms, tests and Prime content. Free on Android and iPhone.
Subscribe to our newsletter!
Log in to Vocab24
Free. Mobile number + OTP, no password.